Buyer FAQ

  • What should I look out for during the final walk-through?

    This will likely be the first opportunity to examine the house without furniture, giving you a clear view of everything. Check the walls and ceilings carefully, as well as any work the seller agreed to do in response to the inspection. Any problems discovered previously that you find uncorrected should be brought up prior to closing. It is the seller’s responsibility to fix them and we will be happy to help communicate those issues to the seller.

  • What questions should I ask when looking at homes?

    Many of your questions should focus on potential problems and maintenance issues that may arise.

    • Does anything need to be replaced?
    • What things require ongoing maintenance (e.g., paint, roof, HVAC, appliances, carpet)?
    • Also ask about the house and neighborhood, focusing on quality of life issues.
    • Be sure the seller’s or seller’s agent answers your questions clearly and completely.
    • Ask questions until you understand all of the information they’ve given.
    • Making a list of questions ahead of time will help you organize your thoughts and arrange all of the information you receive.
    • The Buyer’s Scorecard we provide you can help outline very important questions.
  • What should I look for when walking through a home?

    In addition to comparing the home to your minimum requirement and wish lists, use the Buyer’s Scorecard we provide you when we first sat down together.

    • Is there enough room for both the present and the future?
    • Are there enough bedrooms and bathrooms?
    • Is the house structurally sound?
    • Do the mechanical systems and appliances work?
    • Is the yard big enough?
    • Do you like the floor plan?
    • Will your furniture fit in the space? Is there enough storage space?
    • Does anything need to repaired or replaced? Will the seller repair or replace the items?
    • Imagine the house in good weather and bad, and in each season.

    Take your time and think carefully about each house you see. As your real estate agent, we can point out the pros and cons of each home from a professional standpoint.

  • Is a home warranty worth it and what does it cover?

    Different people will always give different responses regarding the issue of home warranties. Those that say it is a waste of money may never have had anything go wrong, therefore finding no use for it. However, find an individual who has saved hundreds or even thousands of dollars thanks to their home warranty, they will give you a different opinion. Our experience has shown that adding a home warranty to your purchase eases the stress and reassures you that your new purchase was the right decision. The Ryan Kramer Team of real estate professionals believes each homeowner deserves this added peace of mind and therefore you can request a FREE Home Warranty ($375 Value) by Clicking Here!

    Basically, a home warranty covers the repair or replacement of certain devices in your home. They will typically be covered for a period of one year from the closing date. Certain major and minor mechanisms that are usually covered are:

    • Central Air and Heating System
    • Water Heater
    • Refrigerator
    • Washer and Dryer
    • Oven/Range
    • Dishwasher
    • Microwave
    • Garbage Disposal
    • Garage Door Opener
    • Water Softener
    • Other minor electrical devices
  • Is a private home inspection worth the money?

    It absolutely is! We believe so much in doing proper due diligence by completing a proper home inspection that you can request a FREE Home Inspection ($375 Value) by Clicking Here! We understand that purchasing a home is the largest investment many of our clients will ever make and protecting that investment is very important to us!

    Remember, when you move into a new home you want to begin enjoying it, not begin repairing it. The private home inspector will provide you with a report of any repairs that need to be taken care of, suggestions on how to maintain your home, and most importantly, will provide you with peace of mind regarding your new real estate purchase.

    Our buyer agents will guide you to make the sale of the home contingent upon completion of a satisfactory home inspection. In this case, the seller will either make the proper repairs or compensate you for the repairs that need to be made. If the outcome is not up to your liking, you can choose to cancel the contract and find a more suitable home.

    Just so you know, the purpose of a home inspection is to point out repairs that can affect the safety and resale value of your potential new home, not cosmetic blemishes. Some cosmetic fixes, for example, applying a coat of new paint, may be up to the new owner. You will need to determine what cosmetic improvements may need to be done after closing in order to turn your new house into the dream home you envision.

  • In what area should I purchase a house?

    Purchasing a home is about more than just finding your dream home, it is about finding your dream home in an area or neighborhood that matches your lifestyle and life stage. When looking at homes, you will want to consider many factors that are important to you and your family, including but not limited to: schools, social activities, outdoor recreation, traffic, and work commute.

    A home is one of the largest investments you will ever make, and we want to make sure our real estate team guides you to the best all around value and location for the next stage of you life. Our team of agents has over 30 years of experience guiding buyers to the correct home and neighborhood for their life stage, whether it be areas with abundant children, parks, and recreation or a more quiet, calm, and serene lifestyle for retirement and social activities.

  • What specific things should I look for in a home?

    Think about the way you live and look for features that you enjoy. Consider the furniture that you own, and what you plan to purchase. When you are in a home, look beyond the decorations currently there and visualize what it will look like with your possessions. You may want to consider driving time to work, school and shopping. If you are an active outdoor person, you may want to consider location/proximity to bike/hike /jogging trails. A home is a lifestyle. Make sure yours is as compatible as possible.

  • How long should it take for me to find the right home?

    It is our job to consider your needs when looking for a home. Once we have discussed your needs, financial considerations, location of work, school needs, we can run the computer and see what is available. If you are not familiar with the neighborhoods, our Buyer’s Specialists can provide you with a “tour” of the area. After we have toured, we will know which area you prefer. Your answers will help guide us in our search. Relocation buyers can find a home within 3 days. In our 30 years of experience, the first day is a learning day, the second is a focus day and the third is a decision day. Most of the time transferees are comfortable with this schedule.

    If by chance we are not able to locate a home the first time out, most likely we can designate an area that you wish to live in. If so, then we can go to work, marketing directly to that area. If there are no homes in your desired area we will knock doors, send mailers, and use our proven marketing system to find the home that fits your guidelines in the neighborhood you want.

  • I am a first time buyer, there are so many things to learn, can you suggest a good book?

    Yes, we can understand how you feel. There are many books on the market about how to buy a home, but we suggest that you talk to one of our Buyer’s Specialists, with a FREE No-Obligation Consultation ($150 Value), who are experts in helping first time home buyers. Most agents have tools and information to help people like yourself…in fact, the Ryan Kramer Team has developed a manual that we give to our “first-timers”. Actually, we give it to all of our buyers.

    We understand the fact that you may only purchase a few homes in your lifetime. As a real estate team with 30 Years Experience we help people buy and sell homes everyday, therefore we realize the importance of a manual that will walk you through the important steps of buying a home. Every state and region has different local customs, what is done here in Washington County may not be the case in some other state. Request a copy of The First-Time Home Buyer’s Manual ($200 Value) by Clicking Here!

  • If I find a “For Sale By Owner” why would I want to have the Ryan Kramer Team involved?

    Many people are under the opinion that they will save money by purchasing directly from the owner. Actually, if you think about it, why do you think the owner is selling by himself? Our experience shows that he/she is trying to save money! Another good reason to reconsider when thinking this way, the owner usually picks a price that they like, or need to get in order to get into the next home. This price more often than not has nothing to do with recently sold comparable homes in the neighborhood. Bottom line, beware when purchasing a “for sale by owner”, you just don’t know what you are getting into!

    If you truly want to protect your investment, than let the Ryan Kramer Real Estate Team assist with the purchase. We can perform the normal pricing and negotiating tasks for you, and most likely the “for sale by owner” will pay our fee for you. That way you can have the best of both worlds.

  • We plan to purchase a new home and we love to visit models. Do you suggest we take a member of the Ryan Kramer Team with us?

    YES! You should have us with you during these visits. When you visit a builder’s model and purchase a home from the “on site agent” you are not receiving representation. The “on site agent” works directly for the builder and is obligated to work in the builder’s best interest. This leaves you in a very unfavorable position. We suggest you always take us along when shopping for a new home. It is the best way to prevent getting into a situation that you may regret or purchase a home without an expert on your side. Remember, our fees are paid for by the seller so you are getting FREE Expert Advice!

  • If I sign a buyer broker agreement how long does it tie me to The Ryan Kramer Team?

    The buyer broker agreement is for no set period of time. You can make it for 1 day, 1 property or as long as you mutually decide is necessary. As in most contracts the duration is negotiable.

  • Do I need to sign a Buyer-Broker agreement with the Ryan Kramer Team?

    The Ryan Kramer team does not “require” that you sign a Buyer-Broker agreement. You can have our team represent you as a “transaction broker”. However, as a transaction broker we are not YOUR agent, merely a broker writing a contract. We will have no responsibility to you in pricing, negotiating, or searching for other properties for sale.

    For the most part, when you hire us as your “buyer broker” you hire use to find you a home that meets your criteria. The simple fact that you have “hired” shows your intent and loyalty. Loyalty in and of itself is incentive for us to work hard for you until the home is found, and purchase is finalized. We appreciate loyalty more than anything. We know we will find your dream home for the price you want in the neighborhood that matches your criteria if we do our job. It is this sort of “teamwork” that motivates us to work hard, give good service and go the extra mile for you!

  • What is a Buyer-Broker agreement and how does it benefit me?

    The Buyer-Broker agreement is a contract that mutually binds the Ryan Kramer Team and you the buyer to each other. The Ryan Kramer Team would then act as your agent in finding a home that meets your criteria. We are responsible to you in representing your best interests during the buying process, and by that we mean:

    We can show you a property in a manner that gives you the positives and negatives of each property. By doing this the broker “educates” you so that you can formulate your own opinion of the property. We will provide you with comparable sales, analyze them and give you our opinion and interpretation of the findings. Once again this assists you in formulating your own opinion on the properties you are considering.

    We can find properties for you that may not currently be on the market.

    We will inform you of everything we know about the property or the seller of the property (that is not prohibited by law) so that you understand what the history, background, and reasons for selling may be. We will advise you on the properties that are the best investment as well as which properties will hold their resale value and appreciate in value the most.

    We will prepare an offer to purchase and assist you in determining what price to offer and how to posture the offer to your greatest advantage and speed of acceptance. We, at the Ryan Kramer Team, will be your advocate and will negotiate the best deal for you.

  • Why should I use a real estate agent to purchase a home?
    1. By choosing the Ryan Kramer Team to represent you during your next purchase you are going to get over 30 years of experience on your side. The best part about using a real estate agent from the Ryan Kramer Team is that the seller or builder pays for our services so that there is no cost to you the buyer.
    2. Remember, as probably the largest investment you will ever make, there is a lot of information and decisions involved in purchasing a home and we are experts in guiding the buyer through these real estate decisions. Our team will provide representation and assist you in understanding the home buying process, paperwork and we will help in making your purchase a smoother transaction.
    3. We have the tools that make finding your dream home in the neighborhood of your choosing as simple as possible. We can do the research for you and show you homes in your area of interest that meet the criteria you specify.

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